Rates Effective As Of FEBRUARY 2012.

Savings Account Rates

Account Type Nominal Rate APY*

REGULAR SAVINGS 0.25% 0.25%

LENDY’S YOUNG SAVERS CLUB 0.50% 0.501%

CHRISTMAS 0.50% 0.501%

SPECIAL SAVINGS 0.25% 0.25%

55+ SENIOR ADVANTAGE 0.25% 0.25%

MONEY MARKET

OVER $10,000 0.60% 0.602%

$5,000 - $10,000 0.40% 0.401%

$25 - $5,000 0.25% 0.25%

GOLD CLUB ACCOUNT  2.50% 2.52%

IRA PASSBOOK 2.00% 2.02%

Certificate Of Deposit Rates

Term Nominal Rate APY*

Please Call Office For Rates Danville: 442-9005 Westville: 267-7060

GOLD CLUB MEMBERS 0.25% Increase To CD Rate For Gold Club 0.25% Increase To CD Rate For Gold Club