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Phone: 217-442-9005   Toll Free: (800) 533-5615   ART: 217-442-9005 Opt. 5
 

Loan Rates
 
Rates Effective As Of MAY 2017

New Vehicle (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 3.75 2.75 2.5 2 1.75 1.5
650-699 4.75 3.75 3.5 3 2.75 2.5
600-649 5.75 4.75 4.5 4 3.75 3.5
599 and Below 14 14 14 14 14 14


Used Vehicle 2010-2012
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 5.5 4.5 3.5 2.5 2.25
650-699 6.5 5.5 4.5 3.5 3.25
600-649 7.5 6.5 5.5 4.5 4.25
599 and Below 14 14 14 14


Used Vehicle 2007-2009
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 8.5 7.5 6.5 6.25
650-699 9.5 8.5 7.5 7.25
600-649 10.5 9.5 8.5 8.25
599 and Below 14 14 14


Open End/Signature
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 12.5 12.5 12.5
650-699 12.5 12.5 12.5
600-649 12.5 12.5 12.5
599 and Below 16 16 16


Share Secured
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
  3 3


Motorcycles/Boats/ATV
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7 6 5 4 3 2
650-699 8 7 6 5 4 3
600-649 9 8 7 6 5 4
599 and Below 14 14 14 14 14 14


Travel Trailers/RV (2013 and Newer)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7 6 5 4 3 2
650-699 8 7 6 5 4 3
600-649 9 8 7 6 5 4.
599 and Below 14 14 14 14 14 14


Travel Trailers/RV (2010 - 2012)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 7.5 6.5 5.5 4.5 3.5 2.5
650-699 8.5 7.5 6.5 5.5 4.5 3.5
600-649 9.5 8.5 7.5 6.5 5.5 4.5
599 and Below 14 14 14 14 14 14


Travel Trailers/RV (2009 and Older)
  72 Months
(APR*)
60 Months
(APR*)
48 Months
(APR*)
36 Months
(APR*)
24 Months
(APR*)
12 Months
(APR*)
700 and Above 6 5 4
650-699 7 6 5
600-649 8 7 6
599 and Below 14 14 14


Mortgages  
  180 Months
120 Months
First Mortgage 4.25 3.75
Home Equity / Second Mortgage n/a 4.25

 

 

 

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*APR is the Annual Percentage Rate. Rates subject to change without notice.

Annual Percentage Rate reflects an “as low as” rate & your actual rate may vary.

N/A = Not Available

 
 
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