Share accounts are the foundation for membership at Landmark Credit Union.
Membership requires a $25.00 deposit into the prime share account. The account compounds interest daily and posts dividends quarterly. Statements are sent quarterly on a share only account. Your shares are insured to $250,000 by the National Credit Union Administration. Check rates for current rate status.
Share Draft Accounts
Landmark Credit Union’s share draft account is of 5-Star quality:
- No fee with Direct Deposit or $100.00 minimum balance. (otherwise, $3.00 monthly fee)
- Free Debit/ATM Card (upon approval)
- Duplicate Checks
- Unlimited check writing
- No Fee checking to members over 55 and checks are free
Overdraft protection is available and transfers from your share account are automatic to cover any non-sufficient activity.
Special Share Accounts
Christmas Club accounts are available and the interest is paid annually on October 31. Funds are deposited into your regular share account on the first business day in November. If money from this account is withdrawn prior to October 31, the account must be closed and cannot be reopened until November. Check rates for current rate status.
Special share accounts can be opened for a variety of reasons. You can use it for vacation, education, taxes, insurance or Christmas. Withdrawals are not restricted and dividends are paid quarterly.
55+ Senior Advantage
For our members who are age of 55 and older. This account allows you to take advantage of free checking with no minimum balance and other benefits include:
- Free Duplicate checks
- Free Notary Service
- Share Account that posts interest monthly
Round Up Account
Round up share account is an account where your daily debit card purchases are rounded up to the nearest dollar and the difference is deposited into this special share account.