Certificate of Shares
Winter Savings!
Warm up with a great rate with our Certificate Shares special! These rates are available for a limited time only, so act quickly and don't miss this opportunity for savings!
15-Month Share Certificate
3.50%% APY*
16-Month Share Certificate
3.65% APY* (New Money Only)
Interested in opening a Certificate Shares special?
Stop by one of our branches today!
* Annual Percentage Yield effective 01/01/26. Offer is subject to change at any time. Minimum to earn APY is $1,000. Early withdrawal penalties may be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for the full term. Limited-time offer. Membership is subject to eligibility. 0.10% Increase to certificates for Gold Club except 15Month & 16 Month Rates*.
Building a Future
A Certificate Shares is a savings certificate committed for a specified term entitling the bearer to receive interest. A Certificate Shares has a specified maturity date and a specified fixed interest rate.
We offer certificates in a range of terms from 6 months to 2 years. A minimum balance of $1,000 is required to open a Certificate Shares. There is a 90 day interest penalty for early withdrawal.
Maturity notices are mailed 10 days before your Certificate matures.
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