Fee Schedule
Effective January 1, 2022
Overdraft & Stop Payment Fees
| Description | Fee |
|---|---|
| Return check | $25.00 |
| NSF Paid | $25.00 |
| Business Return Check | $30.00 |
| Business NSF Paid | $30.00 |
| Overdraft transfer from Shares | $5.00 |
| Ach stop payment | $15.00 |
| Single stop payment | $15.00 |
| Multiple stop payment | $30.00 |
| Negative share fee | $5.00 |
| Minimum balance requirement (When Share goes below Par value $25) | $5.00 |
| Draft copy | $2.00 |
| Return mail fees | $5.00 |
| An Inactive/Dormant Account Fee | $25.00 |
| Early closure | $25.00 |
| Monthly service fee (For checking under $100 unless you have direct dep., 55 plus, or a student) | $3.00 |
| Deposit Item return | $25.00 |
| Business Deposit Item Return | $30.00 |
Account reconciliation/search
| Description | Fee |
|---|---|
| Account reconciliation | $20.00 per hour minimum |
Statement copies
| Description | Fee |
|---|---|
| Current month and Previous Months | $5.00 |
Visa
| Description | Fee |
|---|---|
| Late payment | $20.00 |
| Merchant draft copy | $5.00 |
| Visa card replacement | $10.00 |
| Debit card replacement | $25.00 |
| Visa Cash Advances for Payments | $5.00 |
| Visa Gift Card | $3.50 |
Wire
| Description | Fee |
|---|---|
| Domestic Outgoing International not available) | $25.00 |
| Incoming Wire | $10.00 |
Other Services
| Description | Fee |
|---|---|
| Fax | $1.00per. pg.– $10.00 max |
| Copies | .25 Each |
| Cashier’s Checks | $4.00 |
| Corporate Checks (Made payable to other than Member) | $3.00 |
| Money Orders | $2.00 |
| Certificate of Deposits - Early Withdrawal | 90 Days Interest |
| Levy/Garnishment Fee | $50.00 |
| Telephone Transfer of Funds | $5.00 |
| Coin Counter | 2% for members 10% Non-Members |
Free Services – Home Banking, Bill Pay, ART, Mobile Banking, 55+ Checks
Revised January 2022
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