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Online Banking

Fee Schedule

Effective January 1, 2021

Overdraft & Stop Payment Fees

DescriptionFee
Return check$25.00
NSF Paid$25.00
Business Return Check$30.00
Business NSF Paid$30.00
Overdraft transfer from Shares$5.00
Ach stop payment$15.00
Single stop payment$15.00
Multiple stop payment$30.00
Negative share fee$5.00
Minimum balance requirement (When Share goes below Par value $25)$5.00
Draft copy$2.00
Return mail fees$5.00
An Inactive/Dormant Account Fee$25.00
Early closure$25.00
Monthly service fee (For checking under $100 unless you have direct dep., 55 plus, or a student)$3.00
Deposit Item return$25.00
Business Deposit Item Return$30.00

Account reconciliation/search

DescriptionFee
Account reconciliation$20.00 per hour minimum

Statement copies

DescriptionFee
Current month and Previous Months$5.00

Visa

DescriptionFee
Late payment$20.00
Merchant draft copy$5.00
Visa card replacement$10.00
Debit card replacement$25.00
Visa Cash Advances for Payments$5.00
Visa Gift Card$3.50

Wire and Western Union

DescriptionFee
Domestic Outgoing International not available) $25.00
Incoming Wire$10.00
Western Union (Fee effective January 1, 2017)$40.00

Other Services

DescriptionFee
Fax$1.00per. pg.– $10.00 max
Copies.25 Each
Cashier’s Checks$4.00
Corporate Checks (Made payable to other than Member)$3.00
Money Orders$2.00
Certificate of Deposits - Early Withdrawal90 Days Interest
Levy/Garnishment Fee$50.00
Telephone Transfer of Funds$5.00
Coin Counter2% for members
10% Non-Members

Free Services – Home Banking, Bill Pay, ART, Mobile Banking, 55+ Checks

Revised January 2021